Payments Pricing with Square APIs and SDKs
Square provides secure payment solutions for online and in-person payments made with supported cards. The payments transaction fees are based on the payment platform, transaction type, and geographical region where a payment is handled.
Pricing for handling in-person payments
Square offers various hardware devices (Square Readers and Square Terminal) to process in-person payments. Square also offers SDKs and APIs for your custom applications to connect to these devices. For more information, see In-person payments .
In-person payments using Square Terminal
| Region | Card present |
|---|---|
| Australia | 1.6% |
| Canada | 10¢ (Interac) 2.65% (all other cards) |
| France | 1.65% |
| Ireland | 1.75% + VAT |
| Japan | 3.95% (JCB) 3.25% 3.25% (Transportation IC) |
| Spain | 1.25% + 5¢ |
| United Kingdom | 1.75% |
| United States | 2.6% + 10¢ |
In-person payments using Square Readers
Depending on your region, Square provides Reader SDK and Point of Sale API options for your application to connect to the Square Reader hardware of your choice. The following tables provide related pricing information.
Payment pricing also depends the hardware device you choose. Prices also vary depending on whether a card is present or the card number is entered manually from the Point of Sale app:
Card present. Indicates that a physical card or mobile device (such as Apple Pay or Google Pay) was used for payment. The card was tapped, dipped, or swiped depending on the Square Reader used.
Card not present. Indicates the pricing when a physical card was not used for payment. In this case, the payment was made using a card on file or the card information was typed.
Point of Sale API
| Region | Card present | Card not present
Entered online, keyed-in in the POS or Card on File
|
|---|---|---|
| Australia | 1.9% | 2.2% |
| Canada | 10¢ (Interac)2.65% (all other cards) | 3.4% + 15¢ |
| France | 1.65% | 2% |
| Ireland | 1.75% + VAT | 2% + VAT |
| Japan | 3.95% (JCB)3.25% (All other cards except E-money payments)3.25% (Transportation IC) 3.75% (QUICPay, iD) | 3.75% |
| Spain | 1.25% + 5¢ | 2% |
| United Kingdom | 1.75% | 2.5% |
| United States | 2.6% + 10¢ | 3.5% + 15¢ |
Reader SDK
The Reader SDK is only supported in the United States.
| Region | Card present | Card not present
Entered online, keyed-in in the POS or Card on File
|
|---|---|---|
| United States | 2.6% + 10¢ | 3.5% + 15¢ |
Pricing for handling online and in-app payments
ACH bank transfer payments
In the United States:
ACH payments taken using the combination of Web Payments SDK and Payments API. 1% fee with a $1 minimum and $5 maximum. No chargeback fees or additional fees.
ACH payments using Square Invoices. For pricing information, see Square Invoices.
Afterpay payments
In the United states. 6% + $0.30
In Australia. 6% + $0.30. Pricing currently includes the Goods and Service Tax (GST). However, on 11 May 2022, GST will be excluded from pricing.
Card payments
There are no monthly charges or additional fees for payment processing. Everything from PCI-compliance fees to interchange and chargeback fees are covered by the per-transaction percentage fee. For more information about Square pricing, including custom pricing options, see How much does Square cost or Learn About Square's Fees.
Note
Cash App Pay payments are processed at the same rate as card payments but are supported only in the United States.
| Region | eCommerce
Online payments, including card-on-file payments
|
|---|---|
| Australia | 2.2% |
| Canada | 2.9% + 30¢ |
| France | 1.4% + 25c per transaction with EU + EEA cards.
2.9% + 25c per transaction with UK/Non-EEA cards. |
| Ireland | 1.4% + 25c + VAT per transaction with EU + EEA cards. 2.9% + 25c + VAT per transaction with UK/Non-EEA cards. |
| Japan | 3.95% (JCB) 3.6% (all other cards) |
| Spain | 1.4% + 25c per transaction with EU + EEA cards. 2.9% + 25c per transaction with Non-EEA cards. |
| United Kingdom | 1.9% per European card 2.9% per non-European card |
| United States | 2.9% + 30¢ |
Pricing for invoice payments
The following table provides the per transaction payment price for payments with the Invoices API.
| Region | Invoices transactions |
|---|---|
| Australia | 2.2% |
| Canada | 2.9% + 30¢ 3.4% + $0.15 (card on file) |
| France | 2.5% |
| Ireland | 2.5% |
| Japan | 3.95% (JCB) 3.25% (all other cards) 3.75% (card on file) |
| Spain | 2.5% |
| United Kingdom | 2.5% |
| United States | 2.90%+$0.30 3.5% + 15¢ (card on file) |
Pricing for subscription payments
The following table provides the per transaction payment price for subscription payments.
| Region | Subscription payment |
|---|---|
| Australia | 2.2% |
| Canada | 2.9% + 30¢ |
| France | 1.4% + 25¢ per transaction with EU + EEA cards. 2.9% + 25¢ per transaction with UK/Non-EEA cards. |
| Ireland | 1.4% + 25¢ + VAT per transaction with EU + EEA cards. 2.9% + 25¢ + VAT per transaction with UK/Non-EEA cards. |
| Japan | 3.95% (JCB) 3.6% (all other cards) |
| Spain | 1.4% + 25¢ per transaction with EU + EEA cards. 2.9% + 25¢ per transaction with Non-EEA cards. |
| United Kingdom | 1.9% per European card 2.9% per non-European card |
| United States | 2.9% + 30¢ |
Orders API fee structure
There is no transaction fee for orders paid using Square payments. If you want to use the Square Orders API with a non-Square payments provider, there is a 1% fee per transaction. For more information, see contact us.
Cannabidiol (CBD) sales in the United States
Square processes CBD payments for retailers in the United States. The following table shows CBD seller processing fees.
| Card present | Card not present
Entered online, keyed-in in the POS or Card on File
| |
|---|---|---|
| In-person payment with Square Terminal or Square Reader (Reader SDK and Point of Sale API) | 3.5% + 10¢ | 4.4% + 15¢ |
| eCommerce
Online payments, including card-on-file payments
| n/a | 3.8% + 30¢ |
Learn more about Selling CBD with Square.
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