Square provides secure payment solutions for online and in-person payments made with supported cards.
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Payments Pricing with Square APIs and SDKs

Square provides secure payment solutions for online and in-person payments made with supported cards. The payments transaction fees are based on the payment platform, transaction type, and geographical region where a payment is handled.

Pricing for handling in-person payments Permalink Get a link to this section

Square offers various hardware devices (Square Readers and Square Terminal) to process in-person payments. Square also offers SDKs and APIs for your custom applications to connect to these devices. For more information, see In-person payments .

In-person payments using Square Terminal Permalink Get a link to this section

RegionCard present
Australia1.6%
Canada10¢ (Interac)
2.65% (all other cards)
France1.65%
Ireland1.75% + VAT
Japan3.95% (JCB)

3.25%
(All other cards except E-money payments)

3.25% (Transportation IC)
3.75% (QUICPay, iD)

Spain1.25% + 5¢
United Kingdom1.75%
United States2.6% + 10¢

In-person payments using Square Readers Permalink Get a link to this section

Depending on your region, Square provides Reader SDK and Point of Sale API options for your application to connect to the Square Reader hardware of your choice. The following tables provide related pricing information.

Payment pricing also depends the hardware device you choose. Prices also vary depending on whether a card is present or the card number is entered manually from the Point of Sale app:

  • Card present. Indicates that a physical card or mobile device (such as Apple Pay or Google Pay) was used for payment. The card was tapped, dipped, or swiped depending on the Square Reader used.

  • Card not present. Indicates the pricing when a physical card was not used for payment. In this case, the payment was made using a card on file or the card information was typed.

Point of Sale API Permalink Get a link to this section

RegionCard presentCard not present
Entered online, keyed-in in the POS or Card on File
Australia1.9%2.2%
Canada10¢ (Interac)

2.65% (all other cards)

3.4% + 15¢
France1.65%2%
Ireland1.75% + VAT2% + VAT
Japan3.95% (JCB)

3.25%
(All other cards except E-money payments)

3.25% (Transportation IC)
3.75% (QUICPay, iD)

3.75%
Spain1.25% + 5¢2%
United Kingdom1.75%2.5%
United States2.6% + 10¢3.5% + 15¢

Reader SDK Permalink Get a link to this section

The Reader SDK is only supported in the United States.

RegionCard presentCard not present
Entered online, keyed-in in the POS or Card on File
United States2.6% + 10¢3.5% + 15¢

Pricing for handling online and in-app payments Permalink Get a link to this section

ACH bank transfer payments Permalink Get a link to this section

In the United States:

  • ACH payments taken using the combination of Web Payments SDK and Payments API. 1% fee with a $1 minimum and $5 maximum. No chargeback fees or additional fees.

  • ACH payments using Square Invoices. For pricing information, see Square Invoices.

Afterpay payments Permalink Get a link to this section

  • In the United states. 6% + $0.30

  • In Australia. 6% + $0.30. Pricing currently includes the Goods and Service Tax (GST). However, on 11 May 2022, GST will be excluded from pricing.

Card payments Permalink Get a link to this section

There are no monthly charges or additional fees for payment processing. Everything from PCI-compliance fees to interchange and chargeback fees are covered by the per-transaction percentage fee. For more information about Square pricing, including custom pricing options, see How much does Square cost or Learn About Square's Fees.

Note

Cash App Pay payments are processed at the same rate as card payments but are supported only in the United States.

RegioneCommerce
Online payments, including card-on-file payments
Australia2.2%
Canada2.9% + 30¢
France1.4% + 25c per transaction with EU + EEA cards.
2.9% + 25c per transaction with UK/Non-EEA cards.
Ireland1.4% + 25c + VAT per transaction with EU + EEA cards.
2.9% + 25c + VAT per transaction with UK/Non-EEA cards.
Japan3.95% (JCB)
3.6% (all other cards)
Spain1.4% + 25c per transaction with EU + EEA cards.
2.9% + 25c per transaction with Non-EEA cards.
United Kingdom1.9% per European card
2.9% per non-European card
United States2.9% + 30¢

Pricing for invoice payments Permalink Get a link to this section

The following table provides the per transaction payment price for payments with the Invoices API.

RegionInvoices transactions
Australia2.2%
Canada2.9% + 30¢
3.4% + $0.15 (card on file)
France2.5%
Ireland2.5%
Japan3.95% (JCB)
3.25% (all other cards)
3.75% (card on file)
Spain2.5%
United Kingdom2.5%
United States2.90%+$0.30
3.5% + 15¢ (card on file)

Pricing for subscription payments Permalink Get a link to this section

The following table provides the per transaction payment price for subscription payments.

RegionSubscription payment
Australia2.2%
Canada2.9% + 30¢
France1.4% + 25¢ per transaction with EU + EEA cards.
2.9% + 25¢ per transaction with UK/Non-EEA cards.
Ireland1.4% + 25¢ + VAT per transaction with EU + EEA cards.
2.9% + 25¢ + VAT per transaction with UK/Non-EEA cards.
Japan3.95% (JCB)
3.6% (all other cards)
Spain1.4% + 25¢ per transaction with EU + EEA cards.
2.9% + 25¢ per transaction with Non-EEA cards.
United Kingdom1.9% per European card
2.9% per non-European card
United States2.9% + 30¢

Orders API fee structure Permalink Get a link to this section

There is no transaction fee for orders paid using Square payments. If you want to use the Square Orders API with a non-Square payments provider, there is a 1% fee per transaction. For more information, see contact us.

Cannabidiol (CBD) sales in the United States Permalink Get a link to this section

Square processes CBD payments for retailers in the United States. The following table shows CBD seller processing fees.

Card presentCard not present
Entered online, keyed-in in the POS or Card on File
In-person payment with Square Terminal or Square Reader (Reader SDK and Point of Sale API)3.5% + 10¢4.4% + 15¢
eCommerce
Online payments, including card-on-file payments
n/a3.8% + 30¢

Learn more about Selling CBD with Square.

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