Payments Pricing with Square APIs and SDKs

Square provides secure payment solutions for online and in-person payments made with supported cards. The payment transaction fees are based on the payment platform, transaction type, and geographical region where a payment is handled.

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In-person payment pricing

Square offers various hardware devices (Square Readers and Square Terminal) to process in-person payments. Square also offers SDKs and APIs for your custom applications to connect to these devices. For more information, see In-person payments.

Payment pricing depends on the following conditions:

• The API you're using.

• Whether a buyer's card is presented for payment:

  • Card present - Indicates that a physical card or mobile device (such as Apple Pay or Google Pay) was used for payment. The card was tapped, dipped, or swiped depending on the Square Reader used.

  • Card not present - Indicates the pricing when a physical card wasn't used for payment. In this case, the payment was made using a card on file or the number was entered manually in the Point of Sale application.

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In-person payments using a Square Terminal

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Payments with Square Readers

Depending on your region, Square provides Reader SDK and Point of Sale API options for your application to connect to your chosen Square Reader hardware. The following tables provide pricing information for your choice of API and hardware.

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Point of Sale API

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Reader SDK

The Reader SDK is only supported in the United States.

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Online and in-app payments

Online payments can be made with the Checkout API, Invoice API, Subscriptions API, and Web Payments SDK. The buyer enters their card information in a secure card entry form hosted by Square. In-app payments are made using a mobile app integrated with the In-App Payment SDK. In-app payment pricing uses the same fee schedule as online pricing.

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Card payments

The seller pays only a single per-transaction percentage fee. Everything from PCI-compliance fees to interchange and chargeback fees are covered by this fee. There are no monthly charges or additional fees for payment processing. For more information about Square pricing, including custom pricing options, see How much does Square cost or Learn About Square's Fees.

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ACH bank transfer payments

In the United States:

• ACH payments taken using the combination of the Web Payments SDK and Payments API - 1% fee with a $1 minimum and $5 maximum. No chargeback fees or additional fees.

• ACH payments using Square Invoices - For pricing information, see Square Invoices.

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Afterpay payments

• Australia - 6% + 30¢. Pricing currently includes the Goods and Service Tax (GST). However, on 11 May 2022, GST will be excluded from pricing.

• Canada - 6% + 30¢

• United States - 6% + 30¢

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Clearpay payments

• In the UK - 6% + ￡0.30 GBP

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Invoice payments

Per-transaction payment processing rates for Square invoices vary by country and payment method. To find detailed pricing information for a particular country, choose the link for the country and check the Processing Rates section:

• Australia

• Canada (English or French translation)

• France

• Ireland

• Japan

• Spain (Catalan or Spanish translation)

• United Kingdom

• United States

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Subscription payments

The following table provides the per transaction payment price for subscription payments.

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Orders API fee structure

There is no transaction fee for orders paid using Square payments. If you want to use the Square Orders API with a non-Square payments provider, there is a 1% fee per transaction. For more information, contact us.

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Cannabidiol (CBD) sales in the United States

Square processes CBD payments for retailers in the United States. The following table shows CBD seller processing fees.

Learn more about Selling CBD with Square.