Is it possible to allow us to change the placeholder text on the Single Card Element to match the locale? I’m concerned my customers won’t know what a ZIP code is 
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I have the same question. I’m using the “Single-element payment form” and even with a location set to a UK address, it still says ZIP. Is there a way to get this to say Post Code instead?
There’s no way to do this currently, unfortunately. I’ve left this as a feature request, and will update here if it changes.