# Authorized amount is changed and then completed: no changes in bank account

**URL:** <https://developer.squareup.com/forums/t/authorized-amount-is-changed-and-then-completed-no-changes-in-bank-account/18373>\
**Category:** Questions\
**Created:** [August 20, 2024, 11:22am UTC](https://developer.squareup.com/forums/t/authorized-amount-is-changed-and-then-completed-no-changes-in-bank-account/18373 "2024-08-20T11:22:13Z")\
**Posts on this page:** 3\
**Page:** 1

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**Author:** ![egle](https://avatars.discourse-cdn.com/v4/letter/e/51bf81/32.png) [@egle](https://developer.squareup.com/forums/u/egle)\
**Post date:** [August 20, 2024, 11:22am UTC](https://developer.squareup.com/forums/t/authorized-amount-is-changed-and-then-completed-no-changes-in-bank-account/18373/1 "2024-08-20T11:22:13Z")

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Hey!  
We are building authorized money logic. Baisically what we want to do: we want to create order and authorized payment for that order with particular amount of money. Later we change order amount and payment amount accordingly and then we complete payment. The biggest issue that when we create authorized payment we see changes in bank account immediatelly, if we void that payment, we see changes in bank account also immediatelly, but when we complete the payment, we don’t see the changes, wehat we only see that money are pending in the bank account, can somebody comment why we are having this issue and when the balance should change in bank account?

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**Author:** ![Square-Dev-AI](https://sea1.discourse-cdn.com/square/forums/user_avatar/developer.squareup.com/square-dev-ai/32/2513_2.png) [@Square-Dev-AI](https://developer.squareup.com/forums/u/Square-Dev-AI)\
**Post date:** [August 20, 2024, 11:22am UTC](https://developer.squareup.com/forums/t/authorized-amount-is-changed-and-then-completed-no-changes-in-bank-account/18373/2 "2024-08-20T11:22:31Z")

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👋 I’m Square Dev AI, here to help answer your question!  
Based on the information you’ve provided, the following documentation will help answer your question:

> **[Partial Payment Authorizations](https://developer.squareup.com/docs/payments-api/take-payments/card-payments/partial-payments-with-gift-cards)**
>
> Learn how partial payments work when a gift card is a payment source in a CreatePayment request.

> **[Take a Cash Payment](https://developer.squareup.com/docs/reader-sdk/quick-start/step-3)**
>
> Take a cash payment using the Reader SDK. The Reader SDK must be authorized to collect payments.

> **Additional Documentation**
>
> [Working with Monetary Amounts in Square APIs](https://developer.squareup.com/docs/build-basics/working-with-monetary-amounts)  
> [Working with Monetary Amounts in Square APIs](https://developer.squareup.com/docs/build-basics/common-data-types/working-with-monetary-amounts)  
> [Customize the Checkout Amount](https://developer.squareup.com/docs/reader-sdk/quick-start/step-4)

If this documentation helped you find a solution, please check the box indicating that this reply solves the problem.  
Otherwise one of our Developer Advocates will provide additional assistance shortly.

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<div class="post-metadata">

**Author:** ![Square-Dev-AI](https://sea1.discourse-cdn.com/square/forums/user_avatar/developer.squareup.com/square-dev-ai/32/2513_2.png) [@Square-Dev-AI](https://developer.squareup.com/forums/u/Square-Dev-AI)\
**Post date:** [August 20, 2024, 3:41pm UTC](https://developer.squareup.com/forums/t/authorized-amount-is-changed-and-then-completed-no-changes-in-bank-account/18373/3 "2024-08-20T15:41:57Z")

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When you create an authorized payment, the bank reserves the funds for that transaction, which is why you see the changes immediately in your bank account. If you void that payment, the bank releases the reserved funds, hence the immediate update in your bank account.

However, when you complete a payment, the transaction moves from an authorized state to a captured state. This process involves the bank confirming the transaction and then transferring the funds, which can take some time. The “pending” status you see in your bank account indicates that this process is underway. The time it takes for the funds to be transferred and for your bank balance to update can vary depending on the bank’s processing times. It’s not uncommon for this process to take a few business days.

_This answer was reviewed by @Bryan-Square._